Moneywise on MSN: I’m 35 and my parents are still paying my $70K+ student loans. My mom resents it and wants out but dad doesn’t. Should I take over the debt?

Understanding the Context

I’m 35 and my parents are still paying my $70K+ student loans. My mom resents it and wants out but dad doesn’t. Should I take over the debt? Answer: You won’t get a deduction for paying your daughter’s student loans and you’ll need to be mindful of gift tax rules, but that shouldn’t deter you from this generous act if you can afford to ...

Key Insights

Moneywise: I’m 35 and my parents are still paying my $70K+ student loans. My mom wants out but dad doesn’t. Should I take it over?I’m 35 and my parents are still paying my $70K ... I’m 35 and my parents are still paying my $70K+ student loans. My mom wants out but dad doesn’t.

Final Thoughts

Should I take it over?I’m 35 and my parents are still paying my $70K ... Forbes: New Repayment Plan For Student Loans Launches In Weeks, But Watch For These Downsides The Trump administration is preparing to launch a brand new repayment plan for student loans. But questions remain about the true benefits of the upcoming new program. New Repayment Plan For Student Loans Launches In Weeks, But Watch For These Downsides Prioritize paying off private student loans due to less favorable terms. There's no universal strategy for paying off student loans; it depends on individual goals. Consider goals like minimizing ...

Los Angeles Times: Is there a tax break for paying a child’s student loans? Many students from the class of 2024 borrowed money to pay for college, according to U.S. News data: 56% of graduates took out student loans, with an average total student loan debt of nearly $30,000. Only defaulted federal student loans put your tax refund at risk, not delinquent or private student loans.