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24/7 Wall St.: Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year
May 28, 2026
24/7 Wall St.: Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year A self-employed dentist with a net Schedule C profit of $150,000 and a SEP IRA is leaving roughly $23,000 in tax-deferred savings on the table every year. The Solo 401(k) closes that gap and, for ... Why Self-Employed Dentists Are Replacing the SEP IRA With a Solo 401(k) and Saving Up to $23,000 More Per Year